Essential Checking Details
No minimum balance to open.
No monthly balance requirement.
No monthly service or transaction fees.
Free Debit Card and access to over 75,000 surcharge-free ATMs
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Our Essential Checking Account is designed to make managing your personal finances effortless with features that simplify everyday expenses. This account is the perfect fit for those who like to keep life simple. Exclusive for Always.bank small business customers only.

No minimum opening deposit requirement.
No minimum monthly balance.
No monthly fees.
woman on laptop
No minimum balance to open.
No monthly balance requirement.
No monthly service or transaction fees.
Free Debit Card and access to over 75,000 surcharge-free ATMs
woman on laptop
Associated Fees: Service fees of $15 will be imposed for expedited debit replacement, $15 for expedited checkbook reorder, and $20 for outgoing wires.
| Details | Always Bank | Traditional Checking Accounts |
|---|---|---|
Details Minimum Opening Deposit
| Always Bank | Traditional Checking Accounts $0-$250 |
Details Monthly Service Fees | Always Bank | Traditional Checking Accounts $0-30 |
Details Transactions | Always Bank | Traditional Checking Accounts Transction limits and/or fees |
Details Overdraft Fees | Always Bank | Traditional Checking Accounts $0-$36 |
Details Transactions | Always Bank | Traditional Checking Accounts Out: $0-$1 |
Details Standard ACH Fees | Always Bank | Traditional Checking Accounts $0-$15 |
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