Essential Checking Account Details
No minimum balance to open.
No monthly balance requirement.
No monthly service or transaction fees.
Free Debit Card and access to over 75,000 surcharge-free ATMs.
Subject to miscellaneous fees.
Our Essential Checking Account is designed to make managing your personal finances effortless with features that simplify everyday expenses. This account is the perfect fit for those who like to keep life simple. Exclusive for Always.bank small business customers only.
Essential Checking
Key Product Benefits
No minimum opening deposit requirement.
No minimum monthly balance.
No monthly fees.
woman on laptop
woman on laptop
Interest Rate Tiers
| Details | Always Bank | Traditional Checking Accounts |
|---|---|---|
Details Minimum Opening Deposit
| Always Bank | Traditional Checking Accounts $0-$250 |
Details Monthly Service Fees | Always Bank | Traditional Checking Accounts $0-30 |
Details Transactions | Always Bank | Traditional Checking Accounts Transction limits and/or fees |
Details Overdraft Fees | Always Bank | Traditional Checking Accounts $0-$36 |
Details Transactions | Always Bank | Traditional Checking Accounts Out: $0-$1 |
Details Standard ACH Fees | Always Bank | Traditional Checking Accounts $0-$15 |
Associated Fees: Service fees of $15 will be imposed for expedited debit replacement, $15 for expedited checkbook reorder, and $20 for outgoing wires.
Plus Checking
Key Product Benefits
Designed for higher balances,
offering flexibility and potential
cost savings.
Easy-to-maintain account with
a $1,000 minimum balance
to avoid fees.
woman on tablet
Plus Checking Account Details
$1,000 minimum to open.
$1,000 minimum balance.
Waved $10 monthly service fee if balance stays above $1,000.
APY & Interest Rate: To be determined.
Subject to miscellaneous fees.
woman on tablet
Associated Fees: A service fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.