The Tailored Take

A practical guide for brokers structuring deals that get approved and closed|By Always.bank Lending Team

Complicated Loan Structures: When and Why to Use Seller Notes in a Business Acquisition

Seller notes are becoming one of the most effective tools brokers are using to get deals approved and closed. When valuations and financing don't align, the right structure can bridge the gap.

4 min read

From Restaurants to Contractors: Real Ways Small Businesses Use Government-Backed Capital

There’s a reason the U.S. government is incentivized to provide financial backing to small businesses, and it boils down to the enormous contributions of these entities.

Invoice Factoring vs. Line of Credit vs. Term Loan: Which Is Right for Your Business?

When your business needs capital, you have more options than ever — but that can make the decision harder, not easier. Invoice factoring, lines of credit, and term loans each solve different problems. Choosing the wrong one can mean paying more than

1 min read

SBA vs. USDA vs. Accounts Receivable Loans: Which One Fits Your Business?

Small business owners face a dizzying array of financing options, from Small Business Administration (SBA) and United States Department of Agriculture loans to accounts receivable financing.

2 min read|By Trevor Pierson

Why I Call the SBA 7(a) Loan the Swiss Army Knife of Small Business Lending

Over the years, I’ve come to think of the SBA 7(a) loan as the Swiss Army knife of small business financing. It’s versatile and powerful, and, when used the right way, it can be the one tool a business owner needs to move forward.