Invoice Factoring
Invoice factoring is a financing arrangement that allows businesses to turn eligible unpaid commercial invoices into working capital. After approval and invoice verification, Always.bank can advance up to 95% of eligible invoice value. When the customer pays, the remaining eligible balance is released to the business, less agreed factoring fees.
Funding lines from $100,000 to $5,000,000- Advance up to 95% of your invoice value
- Funding may be available in as little as 24 hours after invoice verification and approval
- Built for invoices with payment terms up to 120 days
.png)
You sell products or services to other businesses- Your customers pay on terms between 15 and 120 days
- Your monthly sales typically fall between $50,000 and $5,000,000
Complete Application
Submit your application and accounts receivable information. Our team reviews your business, customers, and invoices to determine an appropriate funding arrangement.
Submit Invoices
Once your facility is established, submit eligible invoices for verification and funding consideration.
Receive Funding
After an invoice is verified and approved, receive an advance of up to 95% of its eligible value. Funding may be available in as little as 24 hours.
Receive Your Remaining Balance
After your customer pays, receive any remaining eligible reserve balance, less agreed factoring fees.