Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Privacy & Security

FACTS	WHAT DOES ALWAYS.BANK, A DIVISION OF 22ND STATE BANKING COMPANY DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Always.bank, a division of 22nd State Banking Company choose to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Always.bank, a division of 22nd State Banking Company share?	Can you limit this sharing?
For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes-to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes-information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes-information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?

Call 877-259-2979 or go to www.Always.bank.

What we do
How does Always.bank, a division of 22nd State Banking Company protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Always.bank, a division of 22nd State Banking Company collect my personal information?	We collect your personal information, for example, when you open an account or apply for a loan make deposits or withdrawals from your account or make a wire transfer show your driver's license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates' everyday business purposes - information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Always.bank, a division of 22nd State Banking Company has no affliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Always.bank, a division of 22nd State Banking Company does not share with nonaffiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Always.bank, a division of 22nd State Banking Company doesn't jointly market.

Other Important Information
This website was implemented based on recommendations of the Web Content Accessibility Guidelines (WCAG) as published by the Web Accessibility Initiative (WAI) of the World Wide Web Consortium (W3C). This site has used WCAG guidelines, as suggested by the Department of Justice, to strive for Level AA Compliance. If you find a part of the site that you feel does not conform to Level AA of the WCAG, please contact us to let us know and we will do our best to resolve in a timely fashion.

GET IN TOUCH