Small Business Checking account

A Small Business Checking account is designed specifically for businesses to manage everyday banking activities like receiving payments, paying expenses, managing payroll, and monitoring cash flow.

Small Business Checking is ideal for entrepreneurs, startups, sole proprietors, LLCs, and partnerships looking for a modern business banking experience backed by real bankers.

Yes. Business checking accounts are designed to separate business and personal finances while providing tools that help business owners manage day-to-day operations more effectively.

Yes. Always.bank provides secure online and mobile banking so you can manage your business from virtually anywhere.

Yes, deposits held at Always.bank and 22nd State Bank are combined for FDIC insurance coverage and insured to a total of $250,000 per depositor, per ownership category.

Yes, deposits held at Always.bank and 22nd State Bank are combined for FDIC insurance coverage and insured to a total of $250,000 per depositor, per ownership category.

Premium Business Checking is $99 per month.

Premium is designed for growing small businesses, typically with less than $1 million in annual revenue, that want additional financial tools and support beyond basic business checking.

Yes. Premium includes the core features available with Essential, plus additional banking, financial-management, and business-support capabilities.

Premium is designed to earn a competitive Annual Percentage Yield (APY). Rates are variable and may change. See current rates and account details for applicable terms.

Premium is designed to include integrated standard accounts payable, accounts receivable, invoicing, and accounting capabilities. Specific features and third-party terms may apply.

Always.bank is a division of 22nd State Banking Company, Member FDIC.Deposits held at Always.bank and 22nd State Bank are combined for FDIC insurance coverage and insured to a total of $250,000 per depositor, per ownership category.

Pro Business Checking is $199 per month.

Pro is designed for established small businesses, typically with more than $1 million in annual revenue, that need more sophisticated financial tools and support.

Premium is designed for growing small businesses that want integrated banking, invoicing, accounting, educational resources, and advisory support.Pro includes Premium benefits and adds premium accounting and tax capabilities, along with access to additional premium benefits as they become available.

Pro is designed to earn a competitive Annual Percentage Yield (APY). Rates are variable and may change. See current rates and account details for applicable terms.

Pro is designed to include integrated premium accounting and tax software. Specific features and third-party terms may apply.