Insured - Backed by the full faith and credit of the U.S. Government

Open Account
Banking

Always High-Yield Savings Account

Earn more from your savings
4.10%* APY. No fees. No minimums. No trade-offs.
Start earning more without monthly fees, minimum balance requirements, or restricted access.

Member FDIC. Annual Percentage Yield (APY) is variable.

Open My Savings Account
This is what a savings
account should be.

4.10%* APY

You start earning from your first dollar.
  • No minimum balance to open or maintain
  • Clearly disclosed APY
  • No monthly maintenance fees
  • Move your money when you need it
  • Member FDIC. Insured up to the maximum allowed by law.
  • Secure access to your account at all times
Fees
Straightforward banking starts here
Transparent pricing and clear terms, with no unnecessary fees to manage.
  • Monthly Maintenance Fee: $0.00
  • Minimum Opening Deposit: $0.00
  • Minimum Balance Requirement: None
  • Transaction Fees: None
Open your account

in minutes

Start earning as soon as you fund your account.

U.S. resident, age 18 or older

Linked external bank
account for funding

Valid government-issued ID

Review and accept the Deposit Terms
and Conditions

Valid Social Security Number
 (SSN)

No minimum deposit required to get started

How it works
Get started in minutes
Open My Savings Account
1

Apply online

Complete a quick application with a few basic details.

2

Verify your identity

Confirm your details using a valid government-issued ID.

3

Link your external account

Connect your bank account to fund your savings.

4

Start earning

Transfer funds and begin earning interest right away.

*Interest Rates and Annual Percentage Yields (APYs) are accurate and effective as of 12:01 AM Eastern Time today